Friday, July 31, 2009

HR 3200: the House Health Care Deform bill

by hipparchia

So the House's 815-page draft became a 1018-page bill -- optimistically named ''America's Affordable Health Choices Act of 2009'' -- , and the process isn't even finished yet. I see that lambert beat me to it, but since his HR 676 link is bad, I'll just point it out again anyway: HR 676, Medicare for All, is 30 pages, which itself looks positively prolix compared to the 13-page Canada Health Act.

So far I've only made it through the first 215 pages -- DIVISION A—AFFORDABLE HEALTH CARE CHOICES -- which covers the Health Insurance Exchanges, the plans to be offered therein, "shared responsibility", and modifications to the IRS code to make all this possible.

Some random highlights...

The Public Option for me, but not for thee

As an uninsured person, I will be allowed to shop for my insurance through my local HIE, and one of my options will be the "public plan." Too bad for you though, if you've already got insurance through your employer, you have to keep it. You won't be allowed into the Exchange at all -- which is the only place the public plan will be offered -- and neither will your employer, unless your employer is a small business. And very small that business has to be too, with only 10 employees or fewer, and only if that business has an annual payroll up to $400,000 will they be able to qualify for a break in how much they have to pay into the Exchange.

So, just when are you going to get your new and improved insurance?

page 14:

(25) The terms ''Y1'', ''Y2'', ''Y3'', ''Y4'', ''Y5'', and similar subsequently numbered terms, mean 2013 and subsequent years, respectively.

[And Subtitle B, Public Health Insurance Option, starts in Y1; see Sec. 221 (a), page 16 -- lambert]

Heh, looks like health care deform isn't even going to kick in until after the 2012 Presidential election.

http://www.correntewire.com/hr_3200_house_health_care_deform_bill

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