Wednesday, August 5, 2009

Deconstructing the Right Wing Lies on the Health Insurance Bill

The right's lies  about the current health insurance proposals before Congress have rarely been compiled in such concise form before. 

 

What follows is an article from the Right Wing blog ChronWatch:

 

Page After Page of Reasons to Hate ObamaCare

By Alan Caruba

 

The problem is, there's something missing, such as context. See, the writer is expecting the reader to take everything as gospel, and agree that it's bad, without any sort of explanation.  It's a list of all of the things that are wrong with the current state of the health care reform bill before Congress. If you'd like to follow along, feel free to click here to go to the bill itself. In fact, I would encourage you to look at it for yourself; it's an easy way to learn what's actually in it, without having to read through all pf the legalese.

 

We're not called Please Cut the Crap for no reason. Below each item the right wing assures readers we're supposed to hate, I've inserted context, and explained why you really shouldn't hate it. Unless you should. All of my responses are italicized and printed in red, so that you can tell whose words are whose.

I'll warn you, this is a long one, but it's an important one, so get a glass of tea, print this out, and read it to everyone who spews one of these talking points, because this really does touch on pretty much all of the right's talking points. And now you'll be able to refute them. Isn't that cool?


Now, let's continue with the article. 

 

Here are just a few very good reasons to hate ObamaCare:


• Page 22:  Mandates audits of all employers that self-insure!

 

First of all, it starts on page 21, not 22, and it simply mandates a study of risk on the part of all companies that choose to provide self-insurance, to make sure they are capitalized properly. This is something that private insurance companies are required to do; it's to protect the consumer. Say you work at a company with their own health insurance system; how would you like to find out after you've received a $100,000 bill for a hospital stay, that the insurance pool can't pay the bill?

 

This is also important because when they can't pay the bills, then everyone else with insurance ends up picking up the slack. Got that? That's the reason health insurance premiums have more than doubled in the last ten years, and are scheduled to double again in the next ten, if nothing changes.

 

Anyway, why should companies acting as health insurance companies be allowed to operate under different rules than insurance companies? Isn't that unfair competition?

 

• Page 29:  Admission: your health care will be rationed!

 

The section actually starts on page 26, and it's entitled:

SEC. 122. ESSENTIAL BENEFITS PACKAGE DEFINED.


There is absolutely NO section in there, from page 26 through page 30, that indicates rationing of any kind. Looking at Page 29 specifically, it contains a section called "Annual Limitation." A-HA! See? It's a LIMITATION! That's the same as rationing, right? Didn't they admit rationing?

 

Well, no. Because the limit is on the amount that people will have to pay out in cost-sharing, should the agency implementing the bill decide to use a version of cost-sharing. The limit is on how much a patient will have to pay, not a limit on the health care the patient receives.Watch how many times these tools bring up the "rationing" canard. It's almost as often as they mention ACORN. (I kid you not. Just wait.)

 

See what I mean when I say we have to watch these people, and check their "facts?"

 

• Page 30:  A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)

 

The section on Page 30 establishes an advisory committee, and yes; they will decide which treatments and benefits you get. I'm unsure as to why this is a bad thing. I don't want my health insurance premiums going to Britney's boob job, even if I have private insurance. Which reminds me; does this bozo actually think private insurance companies don't have a list of acceptable treatments and benefits? 

 

There is one difference here, though. The committee's recommendations will be published and the public will have access to them. Which means they will be able to offer input to the process.

 

Oh, and there is nothing here about "no appeals process." The Committee will simply recommend processes for implementation. Not only that, but varying appeals processes are laid out in detail throughout the bill. So, he lied about that...

 

http://www.pleasecutthecrap.com/

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